VIRGINIA RATES

LOAN TYPE

RATE 1APR 1POINTS 1
LTV 1MINIMUM LOAN AMOUNT2

EFFECTIVE DATE:   12/10/2021

     
30 Year Fixed  
2.690%
2.73%  
 None
 75%
 $200,000
20 Year Fixed 
 2.500%
       2.54%
 None
75%
 $200,000
15 Year Fixed 
2.125%
       2.16%
 None
 80%
 $200,000
10 Year Fixed 
 1.990%
       2.23%
 None
 80%
 $200,000
30 Year Fixed (Investment Property)
3.125%
       3.16%
 None
 75%
 $200,000
30 Year Super Conforming/Jumbo Conforming($510,401 to $726,525)
2.625%
       2.66%
 None
 75%
  $510,401
15 Year Super Conforming/Jumbo Conforming($510,401 to $726,525)
2.375%

       2.41%
 None
 80%
 $510,401
5 Year Fixed - 5/1 ARM 
xxxx% 
       xxx%
None
 75%
 $200,000 
7 Year Fixed - 7/1 ARM 
xxxx%
       xxx%
 None
 75%
 $200,000
30 Jumbo Year Fixed Rate 
 xxxx%
       xxx%
 None
 80%
$765,601
30 Year Fixed - VA (Veterans or Current Military) 
 2.299%
       2.33%
 None
 100%
 $200,000
30 Year Fixed - FHA
2.299%
       2.33%
 None
96.5%
 $200,000
       
LOAN LIMITS HAVE CHANGED -  
 
    
CONFORMING LOAN LIMIT-  $510,400    
HIGH BALANCE LOAN LIMIT(ALL COUNTIES)-  $765,600    
     

 

1 RATE VS APR

Remember that APR is NOT used to calculate your interest or payment.  To evaluate loan scenarios, compare the interest rates and fees shown on your Loan Estimates or Fees Worksheets. 

2 Minimum Loan Amount - we handle lower loan amounts but the rate is higher.

     

 

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